Financial services data
Your loan files, servicing calls and transaction records could become a new revenue line.
Community banks, lenders, wealth managers, payment processors and fintechs hold years of loan files, underwriting notes, servicing calls, chat transcripts and transaction records that AI developers need. We handle de-identification, buyer vetting and contracts alongside your counsel and compliance team. You keep ownership and approve every use.
Who fits
- Community banks, credit unions and non-bank lenders
- Wealth management, brokerage and advisory firms
- Payment processors, fintechs and loan servicers
- Accounting, tax and financial operations services
Get a data valuation
Ten minutes, no files. We reply within one business day.
Most valuable data types
What buyers want from financial services companies.
Financial AI covers fraud detection, underwriting, customer service and compliance, and the public data available for it is thin, synthetic or decades old. Developers need real, de-identified conversations and decisions from institutions that serve ordinary customers, and mid-sized institutions hold exactly that.
Loan servicing, collections and account service calls
Recorded conversations about payments, disputes and hardship train voice agents and compliance monitoring tools for a regulated setting where wording matters.
About call recordings and transcriptsUnderwriting memos, credit files and policy manuals
Credit decisions explained in writing, with the documents behind them, teach models how risk is assessed. Public data contains almost none of this.
About documents and knowledge basesDe-identified transaction and payment histories
Long histories of real transactions with merchant categories, disputes and chargebacks train fraud, categorization and forecasting models.
About transactions and operationsSecure messages, chat transcripts and dispute cases
Written exchanges about statements, fees and disputes are regulated customer conversations that developers of banking assistants need.
About support tickets and chatsFraud, AML and credit review decisions
Analyst dispositions on alerts and applications, with the reasons, are expert labels that are nearly impossible to obtain elsewhere.
About expert annotations and workflowsAdvisor notes and client relationship histories
Meeting notes, plans and follow-ups show how financial advice is delivered over years, which advisory and planning tools want to learn.
About crm and sales histories
Illustrative scenario
A 400-person regional bank with 30 branches
10 years of loan servicing and contact center calls (120,000 hours), 8 million de-identified transactions per year, and 25,000 underwriting files
$200K to $1.2M
Illustrative estimates based on public benchmarks and our valuation model. Actual value depends on uniqueness, quality, rights and buyer demand. How we estimate
What drives the range
- Recorded calls paired with account outcomes
- Expert fraud and credit decisions add value per record
- Regulatory review and de-identification add cost and time
Compliance
GLBA, PCI DSS and record rules handled with your compliance team
Nonpublic personal information is de-identified under a plan reviewed against the Gramm-Leach-Bliley Act and your privacy notice before any sample is shared. Card data is removed or tokenized to PCI DSS standards, and SEC and FINRA record-keeping rules are respected so licensed copies never interfere with retention obligations. Everything is documented with your counsel and compliance officer, and buyers are contractually barred from re-identification attempts.
Standards in play
- GLBA privacy and safeguards rules
- PCI DSS for card data
- SEC and FINRA record-keeping rules
- State financial privacy laws
FAQ
Financial services questions
Doesn't GLBA prohibit sharing customer information?
GLBA restricts sharing nonpublic personal information with non-affiliated third parties, which is why data is de-identified before it is licensed and the method is reviewed with your counsel. The review also covers your privacy notice and any opt-out commitments.
Will our regulators or examiners object?
We prepare each deal the way examiners expect third-party relationships to look: due diligence file, written contract, data flow documentation and audit rights. Your compliance team and counsel decide what needs to be disclosed or raised, and nothing moves before they are satisfied.
Our core banking vendor holds the data. Can we still license it?
Usually, but the rights review covers your core, loan servicing and contact center vendor agreements first. Some contracts restrict bulk extraction or claim rights in derived data, and we find that out before valuation is finalized.
Find out what your financial services data is worth.
Ten minutes, no files, NDA on request. We reply within one business day.